5 Ways to Maximize Your Dental Benefits Plan

  • Home
  • /
  • Blog
  • /
  • 5 Ways to Maximize Your Dental Benefits Plan
5 Ways to Maximize Your Dental Benefits Plan

You can maintain excellent dental health at a low cost by making the most of your dental insurance or dental health plan. When deciding whether to use your insurance or dental benefits to pay for treatment, our team at Miramar Smiles Dentistry is here to help you make an informed decision.

Noted below are some crucial factors you should consider including when to schedule follow-up appointments and acquiring details regarding direct billing. For more information, please see our related blog post “Understanding Your Dental Perks” for a description of the various types of dental plans available as well as the perks and coverage for which you might be eligible.

Tips to Maximize Your Dental Coverage and Plan Your Dental Treatment 

An individual or family may occasionally be covered by two different health plans. A college or university student might be covered by both their parent’s employer-sponsored health policy and a group student plan, or two people living together might have insurance policies that cover other family members.

A second plan that fills in any “gaps” in the first plan’s coverage may be well worth keeping, even though it is typically easy to opt out of or terminate one plan. For instance, one plan can include restoration work, while the other might merely include cleaning.

It is advised to obtain a dentist’s pre-assessment in order to be assured about the amount of treatment that will be covered before an appointment, especially when different plans are involved.

  • Take Time to Understand Your Plan

Anyone who has had extensive dental work, such as implants, bridges, or root canals, is aware of how quickly costs can mount. Most dental insurance policies have an annual cap. Additionally, most plans demand that you cover the initial 20% of any dental expenditure for fundamental services. For significant dental work, such as crowns and bridges, this increases to 50%.

Let’s say the annual cap on your plan is $750. The initial $250 will be used to cover the twice-yearly cleaning and inspection. You are only left with $500 to spend on additional services. That won’t cover even a small portion of the price for extensive dental work, which can run into hundreds of dollars.

  • Schedule Regular Checkups

Preventative care, such as routine checkups and cleanings, is frequently covered by dental insurance plans at little or no cost to the patient. Make regular appointments with your dentist near you to receive these advantages. You may be able to avoid future, more expensive surgeries thanks to this.

  • Make Proper Use of all the Insurance Benefits

Plans for dental benefits frequently involve restrictions and exclusions. For instance, some plans might not cover specific treatments or might place a cap on the number of visits allowed each year. Make sure you are aware of these restrictions so that you can organize your dental care appropriately.

  • Take Advantage of all the Insurance Benefits 

Finally, utilize all of the features offered to you to get the most out of your dental insurance package. Consider getting braces or other dental corrections, for instance, if your insurance plan includes orthodontic therapy. This can enhance your confidence and general attractiveness, in addition to your dental health.

  • Talk With Your Dentist

Making routine dental appointments is one of the best ways to get the most out of your insurance coverage. A wise preventative precaution you can take for your health is to see your dentist in Miramar at least once every six months. Early detection of dental problems can help you save money in the long run. 

Our goal at Miramar Smiles Dentistry is to make sure you make full use of your dental insurance benefits before they run out. Call us and learn more about how to make the most of your dental insurance coverage. We’re very excited to work with you soon!